Finance or Personal Finance is one of the most important part of our life.We can make our life joyful and comfortable or miserable as far as money is concerned,depending upon the way how we manage our Finances .
Personal Finance management involves our savings,our investments,insurances or our retirement planning.We go for savings and investments to make ourselves financially sound.Insurances are required to deal with any emergency situation the life throws at us.
It is really important that we are serious towards our Personal Finance management and also teach our children the lessons about the importance of managing Personal Finance from a young age.Remember ; it is never too early!
In a historical step,Govt. of India has scrapped currency notes of denomination ₹ 500 & 1000.The order is effective from midnight of November 8,2016.The move is learnt to have been taken to tackle the issue of black money. All the old currency notes of ₹ 500 and 1000 … Continue Reading
Atal Pension Yojana is a pension scheme for low income unorganised sector workers.This is Government of India initiative to provide social security to these people after the age of 60 years.They shall be entitled for monthly pension after their retirement from the work. Under Atal Pension yojana,the subscribers … Continue Reading
Advancement in technology is carrying banking to new levels now-a-days.Most of the banking work you can do online from the comfort of your home.Although bringing the convenience,the technology intrusion is also keeping you exposed to the potential risks of online frauds if you don’t stay alert.Knowledge is the … Continue Reading
Retirement is an important event in our life.Post retirement our regular income is going to be reduced significantly in the form of pension or stops at all if we are not subscribed to any pension plan.Life expectancy is increasing due to improved quality of life.We have good 25-30 … Continue Reading
After launching a Digital Village in Gujarat,the leading credit lender of India,ICICI Bank has come up with new type of credit card and debit card for its customers.This is a Contactless Coral Credit Card and Expressions Wave Debit Card and first of its kind in the country.As the … Continue Reading
Savings and Investments are an important part of our Personal Finance.Both are useful when it comes to dealing with difficult financial situations or meeting a major expense,planned or unplanned.Having sufficient Savings and Investments allow us breath easy in our day- to-day life.So it is essential that we are … Continue Reading
What is your definition of Financial Freedom? Financial Freedom is not just a monetary term.So,having a higher income can not be taken as Financial Freedom.Even people with lower income too can enjoy this freedom.Financial Freedom is the state when you don’t have to worry just about the finances … Continue Reading
At some point of time in our life,we may need a Loan to fulfil our dreams of buying a house,a vehicle or any other personal need.Some of us also want to have a Credit Card and submit the application with the banks.Sanctioning of these Loans or Credit Card … Continue Reading
State Bank of India (SBIN),the country’s largest public sector bank has launched six digital branches,the sbiINTOUCH, in metro cities on its 60th foundation day anniversary.This is the first of its kind attempt to reinvent the banking experience for its customers by the bank. sbiINTOUCH are the outlets where … Continue Reading
Getting rich is a dream of most of us on this planet.After all, all of us are stuck in our 9 to 5 jobs and would like to have sufficient leisure so that we can spend quality time with our loved ones.To go on long holidays to enjoy … Continue Reading
We all may need a loan at some or other point of time in our life.To find a best loan deal in market becomes really a challenging task as there are so many banks or loan disbursing companies.It is important to be aware of that sanctioning of a … Continue Reading