Category: Finance

Finance or Personal Finance is one of the most important part of our life.We can make our life joyful and comfortable or miserable as far as money is concerned,depending upon the way how we manage our Finances .
Personal Finance management involves our savings,our investments,insurances or our retirement planning.We go for savings and investments to make ourselves financially sound.Insurances are required to deal with any emergency situation the life throws at us.
It is really important that we are serious towards our Personal Finance management and also teach our children the lessons about the importance of managing Personal Finance from a young age.Remember ; it is never too early!

How to Use Credit Card Wisely?

Getting a Credit Card is not that difficult now-a-days. But how to use Credit Card wisely is extremely important to know. Credit Card gives you the luxury of having cash available to you anytime. This luxury can ruin your finances if you don’t use your Credit Card fairly. You can …

Atal Pension Yojana

Atal Pension Yojana is a pension scheme for low income unorganised sector workers.This is Government of India initiative to provide social security to these people after the age of 60 years.They shall be entitled for monthly pension after their retirement from the work. Under Atal Pension yojana,the subscribers shall contribute …

Don’t Mix Your Savings and Investments

Savings and Investments are an important part of our Personal Finance.Both are useful when it comes to dealing with difficult financial situations or meeting a major expense,planned or unplanned.Having sufficient Savings and Investments allow us breath easy in our day- to-day life.So it is essential that we are serious towards …

Moving Towards The Goal of Financial Freedom

What is your definition of Financial Freedom? Financial Freedom is not just a monetary term.So,having a higher income can not be taken as Financial Freedom.Even people with lower income too can enjoy this freedom.Financial Freedom is the state when you don’t have to worry just about the finances and you …

How to Get Rich

Getting rich is a dream of most of us on this planet.After all, all of us are stuck in our 9 to 5 jobs and would like to have sufficient leisure so that we can spend quality time with our loved ones.To go on long holidays to enjoy our life,the …

Deal4Loans introduces EMI Calculator

We all may need a loan at some or other point of time in our life.To find a best loan deal in market becomes really a challenging task as there are so many banks or loan disbursing companies.It is important to be aware of that sanctioning of a loan depends …

Understanding the New Pension Scheme

We all need to have a financial and social security after our retirement from active work.This is required to meet our day to day expenses as well as some of our wishes or enjoyment in the postretirement period.The New Pension Scheme,named as National Pension System or NPS was launched by …