Category: Finance
Finance or Personal Finance is one of the most important part of our life.We can make our life joyful and comfortable or miserable as far as money is concerned,depending upon the way how we manage our Finances .
Personal Finance management involves our savings,our investments,insurances or our retirement planning.We go for savings and investments to make ourselves financially sound.Insurances are required to deal with any emergency situation the life throws at us.
It is really important that we are serious towards our Personal Finance management and also teach our children the lessons about the importance of managing Personal Finance from a young age.Remember ; it is never too early!
Getting a Credit Card is not that difficult now-a-days. But how to use Credit Card wisely is extremely important to know. Credit Card gives you the luxury of having cash available to you anytime. This luxury can ruin your finances if you don’t use your Credit Card fairly. You can …
In a historical step,Govt. of India has scrapped currency notes of denomination ₹ 500 & 1000.The order is effective from midnight of November 8,2016.The move is learnt to have been taken to tackle the issue of black money. All the old currency notes of ₹ 500 and 1000 shall be …
Atal Pension Yojana is a pension scheme for low income unorganised sector workers.This is Government of India initiative to provide social security to these people after the age of 60 years.They shall be entitled for monthly pension after their retirement from the work. Under Atal Pension yojana,the subscribers shall contribute …
Advancement in technology is carrying banking to new levels now-a-days.Most of the banking work you can do online from the comfort of your home.Although bringing the convenience,the technology intrusion is also keeping you exposed to the potential risks of online frauds if you don’t stay alert.Knowledge is the major factor …
Retirement is an important event in our life.Post retirement our regular income is going to be reduced significantly in the form of pension or stops at all if we are not subscribed to any pension plan.Life expectancy is increasing due to improved quality of life.We have good 25-30 years post-retirement …
After launching a Digital Village in Gujarat,the leading credit lender of India,ICICI Bank has come up with new type of credit card and debit card for its customers.This is a Contactless Coral Credit Card and Expressions Wave Debit Card and first of its kind in the country.As the name speaks …
Savings and Investments are an important part of our Personal Finance.Both are useful when it comes to dealing with difficult financial situations or meeting a major expense,planned or unplanned.Having sufficient Savings and Investments allow us breath easy in our day- to-day life.So it is essential that we are serious towards …
What is your definition of Financial Freedom? Financial Freedom is not just a monetary term.So,having a higher income can not be taken as Financial Freedom.Even people with lower income too can enjoy this freedom.Financial Freedom is the state when you don’t have to worry just about the finances and you …
At some point of time in our life,we may need a Loan to fulfil our dreams of buying a house,a vehicle or any other personal need.Some of us also want to have a Credit Card and submit the application with the banks.Sanctioning of these Loans or Credit Card to you …
State Bank of India (SBIN),the country’s largest public sector bank has launched six digital branches,the sbiINTOUCH, in metro cities on its 60th foundation day anniversary.This is the first of its kind attempt to reinvent the banking experience for its customers by the bank. sbiINTOUCH are the outlets where the customers …
Getting rich is a dream of most of us on this planet.After all, all of us are stuck in our 9 to 5 jobs and would like to have sufficient leisure so that we can spend quality time with our loved ones.To go on long holidays to enjoy our life,the …
We all may need a loan at some or other point of time in our life.To find a best loan deal in market becomes really a challenging task as there are so many banks or loan disbursing companies.It is important to be aware of that sanctioning of a loan depends …
We all need to have a financial and social security after our retirement from active work.This is required to meet our day to day expenses as well as some of our wishes or enjoyment in the postretirement period.The New Pension Scheme,named as National Pension System or NPS was launched by …
The Reserve Bank of India (RBI) has permitted children bank accounts now.Yes,children can manage their bank accounts Independently.Although there was a provision for bank accounts for children earlier too but it was possible under the supervision of a guardian only.Earlier only a guardian was allowed to manage and operate the …
